RupicardGet It On Google Play

Build Your
CIBIL Score
with Rupicard

India’s #1 FD credit card that’s helping
millions of Indians build their CIBIL score.
Rupicard - FD Credit Card
Earn up to 7% p.a Interest on Fixed Deposit (FD)
Earn up to 7% p.a Interest on Fixed Deposit (FD)
Unlock 90% Credit Limit of FD Amount
Unlock 90% Credit Limit of FD Amount
Choose Your Own Credit Limit
Choose Your Own Credit Limit

Banking partner

Banking partner

Payment partner

Payment partner

no joining fee

no joining fee

no joining fee

no joining fee

no joining fee

no joining fee

no joining fee

no joining fee

no joining fee

No Credit Score Check

No Credit Score Check

No Credit Score Check

No Credit Score Check

No Credit Score Check

No Credit Score Check

No Credit Score Check

No Credit Score Check

No Credit Score Check

No Income Proof

No Income Proof

No Income Proof

No Income Proof

No Income Proof

No Income Proof

No Income Proof

No Income Proof

No Income Proof

Credit Meter

Increase Your CIBIL Score from
0 to 750+ in 3 Easy Steps

Meter

# 1

Book a Fixed Deposit (FD)

Book your FD with our partner bank via the Rupicard app, and get 90% of your FD amount as credit limit

Meter

# 2

Get Your Rupicard FD Credit Card

Get access to your Rupicard FD credit card via the app and start using it for monthly spends

Meter

# 3

Repay Bills on Time

Always pay your bills on time – we report payments to credit bureaus like CIBIL, CRIF, Experian and Equifax.

Credit Card

Benefits of
Rupicard

Improve <Credit Score>
Improve
Credit Score

Boost your credit score by paying your credit card bills on time.

Decide your <Credit Limit>
Decide your
Credit Limit

Start with a minimum FD of Rs 5,000 and top-up your FD to increase your credit limit.

45-Day,<FREE> Credit Period
45-DayFREE
Credit Period

Pay your bills at the end of your interest-free credit period

Instant Cash <Withdrawal>
Instant Cash
Withdrawal

Withdraw up to 90% of your credit limit from an ATM near you – an easy option during emergency

Why Choose Rupicard FD Credit Card?

No Credit Score Needed
No Income Proof
Lifetime-free credit card
No Joining/Annual Fees
Increase Your Credit Limit
Rupicard
Green Tick
Green Tick
Green Tick
Green Tick
Green Tick
Others
Red Cross
Red Cross
Red Cross
Red Cross
Red Cross
Rupee Safe

Is My FD Safe?

FD booked with RBI-approved bank

FD booked with RBI-approved bank

Earn up to 7% p.a. interest on FD

Earn up to 7% p.a. interest on FD

Close your FD anytime, no lock-in

Close your FD anytime, no lock-in

Your FD is fully insured by RBI up to ₹5 Lakh

Your FD is fully insured by RBI up to ₹5 Lakh

Manage Rupicard on Your Fingertips

Hand Pointing at Credit Card

Real-Time Credit Limit

Know how much you can spend with your Rupicard FD Credit Card

Real-Time Credit Limit

Track Transactions

Access your transaction history anytime; set a limit to spend wisely

Track Transactions

Complete Control

Block or freeze your card instantly if it is lost or stolen

Complete Control

Use anywhere

Use your Rupicard FD credit card for online and offline purchases

Use anywhere

What Our Customers Say About Us

A Better Score Can Save You Money

CarHome
Stressed

Credit Score:

690

Interest Rate:

10.25%

Total Interest Amount:

₹1,02,500

Happy

Credit Score:

750

Interest Rate:

9.25%

Total Interest Amount:

₹92,500

Stressed

Credit Score:

690

Interest Rate:

9.4%

Total Interest Amount:

₹4,70,000

Happy

Credit Score:

750

Interest Rate:

8.9%

Total Interest Amount:

₹4,45,000

A better score could help save you over 10,000 annually on your next car!

Frequently Asked Questions

What is an FD Credit Card?

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An FD credit card is a secured credit card that can be availed against a fixed deposit (FD). It works just like any other normal credit card.

Do I need to book a new FD to get Rupicard?

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Yes, you need to book a new FD. The best part is that getting Rupicard is 100% guaranteed when you book your FD.

Is my FD safe?

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Yes, your fixed deposit is totally safe and secure as it is booked with an RBI-approved bank.

Will I earn interest on my FD?

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Yes, you will earn upto 7% p.a. interest on your FD.

How much credit limit will I get on booking FD?

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Your Rupicard credit card limit will be 90% of your FD amount. The bigger your FD, the higher your credit limit.

Do I need to book an FD every month?

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No, you just need to book an FD once, and your credit limit renews every month.

What is the eligibility for Rupicard FD credit card?

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You just need to be above 18 years of age to apply for Rupicard.

Will I be charged any joining or annual fee?

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No, there will be no joining fees or annual membership fee