Build Your
CIBIL Score
with Rupicard
millions of Indians build their CIBIL score.
Banking partner
Payment partner
Banking partner
Payment partner
•no joining fee
•no joining fee
•no joining fee
•no joining fee
•no joining fee
•no joining fee
•no joining fee
•no joining fee
•no joining fee
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Income Proof
•No Income Proof
•No Income Proof
•No Income Proof
•No Income Proof
•No Income Proof
•No Income Proof
•No Income Proof
•No Income Proof
Earn up to 7% p.a Interest on Fixed Deposit (FD)
Unlock 90% Credit Limit of FD Amount
Choose Your Own Credit Limit
Increase Your CIBIL Score from
0 to 750+ in 3 Easy Steps
# 1
# 1
Book a Fixed Deposit (FD)
Book your FD with our partner bank via the Rupicard app, and get 90% of your FD amount as credit limit
# 2
# 2
Get Your Rupicard FD Credit Card
Get access to your Rupicard FD credit card via the app and start using it for monthly spends
# 3
# 3
Repay Bills on Time
Always pay your bills on time – we report payments to credit bureaus like CIBIL, CRIF, Experian and Equifax.
Benefits of
Rupicard
Boost your credit score by paying your credit card bills on time.
Start with a minimum FD of Rs 5,000 and top-up your FD to increase your credit limit.
Pay your bills at the end of your interest-free credit period
Withdraw up to 90% of your credit limit from an ATM near you – an easy option during emergency
Why Choose Rupicard FD Credit Card?
Is My FD Safe?
FD booked with RBI-approved bank
Earn up to 7% p.a. interest on FD
Close your FD anytime, no lock-in
Your FD is fully insured by RBI up to ₹5 Lakh
Manage Rupicard on Your Fingertips
Real-Time Credit Limit
Know how much you can spend with your Rupicard FD Credit Card
Real-Time Credit Limit
Know how much you can spend with your Rupicard FD Credit Card
Track Transactions
Access your transaction history anytime; set a limit to spend wisely
Track Transactions
Access your transaction history anytime; set a limit to spend wisely
Complete Control
Block or freeze your card instantly if it is lost or stolen
Complete Control
Block or freeze your card instantly if it is lost or stolen
Use anywhere
Use your Rupicard FD credit card for online and offline purchases
Use anywhere
Use your Rupicard FD credit card for online and offline purchases
What Our Customers Say About Us
A Better Score Can Save You Money
A Better Score Can Save You Money
Credit Score:
690
Interest Rate:
10.25%
Total Interest Amount:
₹1,02,500
Credit Score:
750
Interest Rate:
9.25%
Total Interest Amount:
₹92,500
Credit Score:
690
Interest Rate:
9.4%
Total Interest Amount:
₹4,70,000
Credit Score:
750
Interest Rate:
8.9%
Total Interest Amount:
₹4,45,000
Frequently Asked Questions
What is an FD Credit Card?
Do I need to book a new FD to get Rupicard?
Is my FD safe?
Will I earn interest on my FD?
How much credit limit will I get on booking FD?
Do I need to book an FD every month?
What is the eligibility for Rupicard FD credit card?
Will I be charged any joining or annual fee?
Will there be any reward points?