Banking partner
Payment partner
Banking partner
Payment partner
•no joining fee
•no joining fee
•no joining fee
•no joining fee
•no joining fee
•no joining fee
•no joining fee
•no joining fee
•no joining fee
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Credit Score Check
•No Income Proof
•No Income Proof
•No Income Proof
•No Income Proof
•No Income Proof
•No Income Proof
•No Income Proof
•No Income Proof
•No Income Proof
Earn Interest on Fixed Deposit (FD)
Earn Cashback in Digital Gold
Choose Your Own Credit Limit
# 1
# 1
Book a Fixed Deposit (FD)
Book your FD with our partner bank via the Rupicard app, and get 90% of your FD amount as credit limit
# 2
# 2
Get Your Rupicard
Get access to your credit card via the app and start using it for monthly spends
# 3
# 3
Repay Bills on Time
Always pay your bills on time — we report payments to credit bureaus helping you build credit over time
Up to 1% cashback in digital gold. As gold prices rise, cashback value goes up
Every transaction – big or small – earns you rewards. Enjoy 1-click reward redemption too
Pay your bills at the end of your interest-free credit period
Withdraw your entire credit limit from an ATM near you – an easy option during emergency
Why Choose Rupicard?
Is My FD Safe?
FD booked with RBI-approved bank
Earn up to 7% p.a. interest on FD
Close your FD anytime, no lock-in
Your FD is fully insured by RBI up to ₹5 Lakh
Manage Rupicard on Your Fingertips
Real-Time Credit Limit
Know how much you can spend with your Rupicard
Real-Time Credit Limit
Know how much you can spend with your Rupicard
Track Transactions
Access your transaction history anytime; set a limit to spend wisely
Track Transactions
Access your transaction history anytime; set a limit to spend wisely
Complete Control
Block or freeze your card instantly if it is lost or stolen
Complete Control
Block or freeze your card instantly if it is lost or stolen
Rewards Galore
Redeem rewards with ease, anytime
Rewards Galore
Redeem rewards with ease, anytime
A Better Score Can Save You Money
A Better Score Can Save You Money
Credit Score:
690
Interest Rate:
10.25%
Total Interest Amount:
₹1,02,500
Credit Score:
750
Interest Rate:
9.25%
Total Interest Amount:
₹92,500
Credit Score:
690
Interest Rate:
9.4%
Total Interest Amount:
₹4,70,000
Credit Score:
750
Interest Rate:
8.9%
Total Interest Amount:
₹4,45,000
Frequently Asked Questions
What is an FD Credit Card?
Do I need to book a new FD to get Rupicard?
Is my FD safe?
Will I earn interest on my FD?
How much credit limit will I get on booking FD?
Do I need to book an FD every month?
What is the eligibility for Rupicard FD credit card?
Will I be charged any joining or annual fee?
Will there be any reward points?